Flexibility to create and edit multiple financial templates, catering to different business lines with Excel like features for entering formulas

Ability to upload/ enter data in MS Excel® like format (e.g.+12,785-342) and view detailed Cash Flow and Ratio Analysis

User can enter detailed comments as well as help text for each line item.

User can set and monitor financial covenants

Ability to generate default projections based on trend analysis of previous period

Ability to project impact on businesses in response to any sharp change in global variables such as cost of input (steel prices, oil prices), demand for output, etc.

Capability to perform peer group analysis owing to centralized database

Flexibility in generating detailed, summary, comparison or other customized reports with graphical representations of trends

Ease in defining multiple risk models for rating obligor and facility in line with the credit policy of the organization

Ability to capture collateral and guarantor details for a facility

Ability to define inflators/deflators for score/rating based on scenarios

Ability to analyze financial (actual and projected) information and non financial information to rate industries, countries and individual businesses of all sizes based on model definition

Facility of Back-Testing for analyzing and testing alternative models using historical data over large sets of clients for determining the validity of the credit risk measurement of the model