Apart from the instruments mentioned above, users can add new investment products which can be categorized as unitized (like commodities) or non unitized (like real estate) investments

Ability to capture non-proprietary data or holdings of the customer outside the bank/financial institution to obtain the complete wallet size, as well as compare performance of customer holdings with competition

Ability to set and track reviews of clients including risk review, portfolio analysis and financial planning. Multidimensional portfolio analysis which includes portfolio break-up into underlying constituents, simulation of changes in portfolio and generation of advisory letter

The Risk Profiler questionnaire is configurable by the user. The Profiler can either be score based or scenario based, or can also be a combination of both. The generation of Investment Policy Statement can be completely customized by the user

Model Asset Allocation is based at the Risk category level where the theme is assigned at an instrument level

Goal Based Financial Planning is a powerful tool, using which an Investment Advisor can allocate assets to a client’s goal and monitor these specific assets as they move towards meeting the goal. This is as against having a pool of assets attempting to meet all goals  

A single customer can have different investment accounts, each linked to a specific goal, which can then be closely monitored to ensure that it stays in alignment to the customer’s goal   

Alert to relationship managers for deposit renewals, insurance premium renewals, portfolio gain/loss, stop loss/book gain alerts and asset allocation deviations

Aids advisors by allowing prospect creation and tracking. Tracks meetings in integrated calendar

End to end processing of clients equity, mutual funds, structured products and insurance investments

Application can handle order processing of such non-unitized products like PMS, Private Equity etc.  

Allows the user to enter leveraged orders. The application has built-in checks to ensure that units leveraged are not available for sale or switch. Additionally there are built-in checks in the application to verify for available units. The customer cannot sell or redeem units greater than available units

All unitized instruments investment processing through Power of Attorney (PoA) route and non Power of Attorney (non-PoA) route as well as investment in omnibus route

Auto execution of corporate actions (such as splits, mergers, de-mergers) for equity, based on ratios entered

Interfaces with external product processors for a range of investment products including deposits, mutual funds, structured products, bonds, equity, third party PMS products and life insurance

Easy upload of batch files into the application, which can be configured and scheduled at specific times. Activity report gives complete report of each process

Automatic reconciliation of balances for unitized products to ensure balances in the application is in sync with that of the provider

Ability to report income generated by bank for its products as well as reconciliation with actuals received. Ability to report income even at order level. Allows relationship managers to track income generated upfront on logging in to the application. Computes both upfront and trail Commission

Allows the bank to set up security features in the application based on its security norms. Enables the user to create user groups and users, and define access, both in terms of menus as well as data to be viewed